Stephen Hasner | Workers' Compensation | March 21, 2024
In Georgia, workers’ compensation acts as a crucial safety net, playing a pivotal role in aiding recovery after a workplace injury. From covering medical expenses to providing financial support during rehabilitation, workers’ compensation is a vital resource which helps employees focus on healing and rebuilding their lives without the added burden of financial strain. Unfortunately, workers’ compensation insurance does not cover everything.
At Hasner Law, our team of dedicated Atlanta workplace accident attorneys is committed to guiding you through the process of workers’ compensation claims. Whether you have concerns about exclusions, need assistance with filing an appeal, or have any other questions about workers’ compensation in Georgia, our attorneys are here to provide the answers you need.
6 Situations Not Covered by Workers’ Compensation Insurance in Georgia
The Georgia workers’ compensation system is a necessary safeguard for employees, providing support following an injury. However, there are limitations to this system. The following situations may not be covered under workers’ compensation insurance in Georgia:
Under the Influence Workplace Accidents
Injuries sustained while under the influence of alcohol or drugs are not covered by Georgia’s workers’ compensation. Employers may require drug and alcohol screenings after accidents, and a positive result may lead to a claim denial.
Accidents During Breaks
Injuries occurring during breaks, when employees are off the clock, are generally not covered. But there are certain situations where the injury may be covered – call a Hasner Law attorney today!
Willful Misconduct
Workers’ compensation claims may be denied if an employee engages in willful misconduct, blatantly disregarding safety policies. This includes self-inflicted injuries, as intentional harm is not compensable.
Heart Attacks and Strokes
Coverage for heart attacks and strokes requires proof of a work-related incident, with consideration for the employee’s risk factors. Medical evidence and a connection to work activities must be established.
PTSD and Emotional Trauma
While efforts are made nationally to include mental injuries, in Georgia, compensation for psychological injuries requires a compensable physical bodily injury. PTSD alone does not qualify for a workers’ compensation claim.
Pain and Suffering
Unlike personal injury lawsuits, workers’ compensation in Georgia does not cover pain and suffering. Benefits for emotional distress and negative emotions resulting from an injury are not part of the workers’ compensation system.
Set Up a Free Case Review With a Skilled Workplace Injury Attorney Today
After suffering an occupational injury or illness, it is vital to empower yourself with the information needed to protect your rights and secure the workers’ compensation you deserve. Hasner Law’s workplace injury attorneys have over 100 years of combined experience advocating for employees in Georgia. We have what it takes to protect your rights and interests.
If you have questions or need guidance, reach out to a skilled workplace injury attorney with Hasner Law for a free review of your case. Call our office at (678) 888-4878 or contact us online to begin exploring your legal options today.
