Who Will Pay My Medical Bills After a Car Accident in Atlanta?
Car accidents can have a major impact on your life in Atlanta, GA. The physical and emotional pain you’re forced to endure can be debilitating. As if that weren’t enough, there are mounting hospital bills and other medical expenses that must be addressed.
It’s understandable that you have financial worries. Trying to recover amidst all that stress can feel impossible. Let us help relieve some of that burden.
With over 80 years of combined experience, our Atlanta car accident lawyers at Hasner Law PC, have handled countless car accidents and understand the procedures involved in determining who is responsible for medical bills related to an accident victim’s injuries.
Give our Atlanta law offices contact us today at 678-888-4878 to schedule a free consultation to discuss your situation. Our Atlanta personal injury attorneys will go over the legal process, answer your questions, and help you understand how your medical bills can be paid.
How Can Hasner Law, PC, Help You After an Atlanta Car Accident?
At Hasner Law, PC, we know the toll car accidents can take on you and your family. We’ve seen it time and again with our injured clients over the years.
Without financial resources to cover your injury expenses, it can be difficult to get your life back on track after an accident. Our Atlanta personal injury lawyers have recovered significant financial awards for our clients. We will do everything we can to get the same for you.
As part of the services we provide, here’s what our clients can expect us to do for them:
- Investigate the accident to understand how it happened and who may have been responsible
- Gather and review evidence, including crash reports, medical records, and witness statements
- Calculate the extent of your damages and the amount of compensation you should seek
- Consult with leading Atlanta experts
- Negotiate to maximize your settlement with insurance companies
If insurance companies won’t settle fairly, we’re not afraid to take them to court. Whether they offer an insufficient settlement or deny your claim altogether, if you don’t get the money you need, we’ll keep the pressure on them.
Reach out to us today in Atlanta, Georgia, to get started.
What Is Included in Medical bills?
After sustaining injuries in an Atlanta car accident, your medical bills may be quite steep.
Costs could include:
- First responder services, such as ambulance and paramedics
- Imaging tests, such as CT scans and x-rays
- Hospitalization
- Surgery
- Prescriptions
- Rehabilitation
- Physical therapy
- In-home nursing care
- Medical devices, such as prosthetics and wheelchairs
As you can imagine, these expenses can quickly become insurmountable.
Will My Insurance Cover My Medical Bills?
Georgia is known as an “at fault” state for the purposes of insurance liability. This means the person responsible for the accident has to pay damages, including medical bills, through their insurance provider.
Keep in mind that Georgia follows the modified comparative negligence rule when it comes to assigning blame for the accident. This rule states that you can receive damages even if you were partially to blame for the accident and your injuries, but your total damages will be reduced by your percentage of blame. In addition, if you are found 50% more to blame, you cannot recover compensation.
So what happens if the amount of compensation you ultimately receive after deductions for your responsibility in the accident doesn’t cover all your costs?
This is where personal injury protection coverage (PIP) could kick in to help.
What Is Personal Injury Protection (PIP) Coverage?
Personal injury protection (PIP) insurance covers your injuries and your passengers’ injuries, no matter who may have been at fault for the crash.
This coverage is especially helpful in no-fault states where each driver must turn to his or her own insurance for coverage. In an at-fault state like Georgia, there may not seem to be a need for PIP coverage since the at-fault driver is the one who must pay.
However, if you were partially responsible for the accident, and your damages were reduced accordingly, you may not have enough to cover your expenses and may be left with outstanding bills. Also, if you were the victim of a hit-and-run or if the other driver is uninsured, you’ll be unable to recover damages from the other driver’s insurance.
That’s why PIP coverage is always a good idea, even in an “at fault” state like Georgia.
As you can see, there are a number of considerations when determining who is responsible for your medical bills. You can turn to our Atlanta car accident lawyers at Hasner Law, PC, to help you make sense of the legal process.
Call Our Atlanta Car Accident Lawyers for a Free Consultation
If you were injured in an Atlanta car accident, you need strong, experienced lawyers in your corner. At Hasner Law, PC, we take pride in providing exceptional legal services and delivering positive results. We know how important it is for you and your family to get the money you need for your recovery.
Let us help you seek compensation and begin putting this accident behind you. Give us a call to get started today.
